Equity Release / Lifetime Mortgages

Equity release (or Lifetime Mortgages) are increasingly becoming more popular across Scotland, and we have the qualifications and permissions to help you directly in this area.

If you’re 55 or older, you could release equity from your home, whilst retaining ownership of your property.

As an experienced equity release adviser, Darren can guide you through your options in person and help you decide if equity release is right for you. To find out more, please enquire below.

Equity Release Process

We’ve helped people release money from their home for a variety of reasons and we always ensure necessary family members are involved in the conversation too. The process begins with an informal conversation over the telephone. We listen and understand your requirements, then advise if equity release would be possible.

The next stage is to meet you face to face, typically at your home or our high street office. This is imperative as we need to ensure you fully understand the process. At this point we encourage you to ask as many questions as you can so you feel confident about your decision.

We then begin to search for an equity release / lifetime mortgage that’s best suited to your needs, before presenting our findings. You are given time and space to consider all your options and a follow up meeting is then arranged. The entire process is completed by Paisley Mortgage Centre, if you choose to proceed, until you receive your money from your home.

Why You Might Release Equity In Your Home

We’ve helped people release money from their home for a variety of reasons and we always ensure necessary family members are involved in the conversation too.

The most popular reasons people have for releasing equity in their home are:

  1. To improve their standard of living in the latter years of their life. If you don’t have a private pension, your house may be your largest asset and you may wish to use this money to fund your retirement.
  2. You don’t have anyone to inherit your home when you pass away and would rather use the money now.
  3. You wish to release equity to help family now. Often the money could be used as a deposit towards a property for your child/ children.

Whatever your reason, we would be happy to explain the process, pros and cons and give you all the information you need to make an informed decision.

Release Equity From Your Home

Fund later life plans by releasing equity from your home. If you’re 55 years of age, or older, please get in touch.

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