Find Your Next
Mortgage Deal
When your fixed mortgage deal is coming
to the end of its term, it's time to find your
next deal.
We're whole of market advisers, ready
to help.
Remortgage
When your fixed mortgage deal is coming to the end of its term, or if you’re on a variable rate and worried about rising interest rates, you may want to consider remortgaging to a more competitive rate. We help all our first time buyers and existing customers to remortgage and we can help you too.
Remortgaging, also known as refinancing, involves switching your existing mortgage to a new one, often with a different lender or a new set of terms. This process can offer numerous benefits, including saving money on monthly payments, accessing equity, or securing a more favourable interest rate.
Remortgage process
Did you know the FCA estimates you could save between £800 – £4,400 per year, just by switching your mortgage? Lenders regularly change their rates and the most attractive rates can vary between lenders, so often staying with your current supplier isn’t the right thing to do financially.
When you approach Paisley Mortgage Centre we’ll review your current personal and financial situation and find mortgages that would meet your criteria. We’ll then present our findings so you can decide which mortgage is most appealing, before finalising the paperwork.
Remortgage Services
We help people remortgage for a variety of reasons, including to find the next best rate, release some equity for home improvements or to discuss how you can repay your mortgage quicker.
As whole of market remortgage advisers, we can guide you through the complete process, assisting you to meet your objectives, saving you time, money and hassle. When your current mortgage has fewer than 6 months left on your fixed rate you can begin to search for a new deal. We encourage people to start the process ahead of time as it allows us to source rates over a longer period and ensure that if rates rise before your deal ends, you’re not negatively impacted. We don’t lock in any rates and if rates fall before your fixed rate ends we’ll let you know which lender would best meet your needs.
Time To Remortgage?
When you have 6 months or less left on your current mortgage deal, it’s often financially beneficial to review your mortgage and find out which mortgage lender is most competitive.
Try our mortgage calculators
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