First Time Arranging
A Mortgage?
Talk to Paisley Mortgage Centre about your
first mortgage. We would be delighted to
guide you through the mortgage process.
First Time Buyer
We want to make sure your first mortgage application is memorable for all the right reasons. After all, arranging your first mortgage and buying your first home is a momentous occasion and one that should be celebrated. It’s exciting, but it can also be a little frightening too.
At Paisley Mortgage Centre, we help lots of first time buyers to realise their dream of joining the property ladder and avoiding the pitfalls of the mortgage application process. There’s often plenty of questions too, so we take our time and make sure to answer each and all of your queries, so you feel confident and assured in your decisions.
When you enquire to Paisley Mortgage Centre we’ll listen to your needs, talk you through the process and support you at every stage. From the first conversation until you get your keys and beyond, we’re here to guide you. To begin, please enquire below and we’ll be delighted to call you back.
How Can We Help?
The first stage of any application process is to have a friendly chat and understand how we can help. We listen to your needs and explore how we can help you achieve your objectives.
We will research the whole of the market, finding a lender and mortgage that will meet your requirements, and present our findings. We’ll show you the lenders, their interest rates and the monthly costs to repay your mortgage.
The next step is to provide you with a decision in principle. A decision in principle is an agreement that the lender would loan you the money for your property and gives your comfort to start searching for a property.
When you find a property and your offer is accepted we’ll help you complete your application and assist you with every stage until you receive the keys and the legal paperwork is concluded.
If you’re a first time buyer and would like assistance with your mortgage application, please get in touch.
Government Schemes
As a first time buyer there’s Government support you could apply for to assist you onto the property ladder, including the LIFT scheme, First Home Fund and Help to Buy. This support can help you with your deposit or to apply for more favourable mortgage rates. We can explain these Government packages in detail, including the positives and negatives.
If you decide you wish to apply for a Government scheme (Help to Buy, First Home Fund or LIFT Scheme) we can support you with the process, completing applications and arranging your mortgage at the same time.
First Time Applying For A Mortgage?
Try our mortgage calculators
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