Moving Home

You’ve found your next home, it may even be your forever home, but you’re not sure on the process and you’re currently in a fixed rate mortgage deal? What do you do? Will you be accepted for a new, larger mortgage and what will the repayments look like? These questions and many more can be answered by our in-house mortgage team.

We always want to ensure you’re aware of all your options so we take our time to explain the process and guide you on the best route so you can move effortlessly into your new home. Enquire today below or call us on 0141 889 3000 to have a chat about your mortgage needs.

Preparing To Move Home

Ahead of viewing or offering to buy a property, it’s best to have a decision in principle so you know exactly how much you can offer, any penalties (redemption costs) for leaving an existing mortgage deal and what the repayments will be. We’ll also help you understand which lenders would be suitable to your needs.

Some existing and new clients will view a property early and then approach us about the mortgage, which we’re always happy to assist with. We can talk to you about “porting” a mortgage with your existing lender, moving to a new lender and other topics like bridging loans.

New Home Process

Buying a new home, if you haven’t been involved in the process before, can be complicated. That’s why we try and ensure it’s as smooth and seamless as possible.

As a first time buyer you don’t have a property to sell, so the chain can be relatively simple, albeit that’s not always the case. When you’re moving home you’re in the middle of the chain (you have to both sell and buy a home, often on the same day). This often results in lots of questions and sometimes anxiety. The funds need to be moved via a trusted conveyancer and we can talk you through this process.

At Paisley Mortgage Centre, you can chat to us about your plans and we’ll always aim to help you achieve your objectives. We’ll tell you how much you can borrow, the interest rates and repayments, then once you find a suitable property and your offer is accepted, we’ll complete all the paperwork and liaise with lenders and conveyancers on your behalf, ensuring funds are available when you need them.

Excited About Potentially Moving Into A New Home?

Trust Paisley Mortgage Centre to manage your mortgage needs when you move home.

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